A good letter to the credit bureau – Letter #1 Dispute

If you want to improve your credit, than you have to remove negative items off your credit report. I have already outlined the step-by-step process to repair your credit reports here. As you recall step #3 is to dispute negative items. Some of you may ask – is this legal? YES! The FCRA protects your [...]

How to repair your Credit Bureau – WITHOUT PAYING!

The Fair Credit Reporting Act (FCRA) was enacted to protect consumers against the reporting of inaccurate, misleading or obsolete information. The FCRA provides a list of rights and procedures you can use in cleaning up any negative marks you may have on your credit reports. Remember you have to do this individually with each Credit [...]

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