How to get a free copy of your credit report.

The first thing you will need to do is obtain a copy of your personal credit report from all three of the major credit report agencies.

AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies – Equifax, Experian, and TransUnion.

AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure internet environment. They also provide options to request reports by mail.

To get a free copy of your three major credit reports just visit www.annualcreditreport.com.